Hari Hara Mishra started his career as a Probationary Officer with State Bank of India. He worked in various areas of Banking including Credit and NPA Management for more than two decades. In 2002, In India a legislation SARFEASI (Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest) was passed paving creation of Asset Reconstruction Companies (ARC) – Special vehicles for resolution of stressed assets. Mr Mishra joined the first ARC in India, Asset Reconstruction Company (India) Ltd (Arcil) in 2004. He has been in ARC sector since then and worked in other ARCs like International Asset Reconstruction Company (IARC). At present Mr Mishra holds the position of Professional Director in UV Asset reconstruction Company Ltd (UV ARCL). In addition, he is Joint Secretary of ARC Association- an Industry level body representing all ARCs in India. His views, opinion on ARC Sector are widely published in various financial dailies and magazines.